Baccarat - The Basics
The Object of the Game
Baccarat is a thrilling game played at major casinos all over the
world. It's up to you to wager that either the player's hand will win,
the banker's hand will win, or that the game will result in a tie.
The Rules
The object of baccarat is to predict which hand will get a point value
closest to 9, keeping in mind that all ten-value cards count as zero
and aces count as one.
To participate in the game, you place your wager on the banker's hand,
on the player's hand, or on a tie. Then the player and the banker are
each dealt a two-card hand. Following standard baccarat rules, a third
card is dealt to the player and/or the banker.
Your job is to predict whether the banker's hand or the player's hand
will come closest to a point value of 9. The hand with the highest
point value wins. You can also choose to place your bet on a tie, when
both hands have equal point values. If the game does result in a tie,
a wager for the banker or the player is returned.
All winning wagers for the banker and the player pay even money.
However, if you win by betting on the banker, the bank receives 5%
commission.
If you correctly wager that the two hands will tie, your payoff is 8
to 1.
Card Values
Ace = one point
Face cards and tens = zero
All other cards carry the point value stated on the card.
If the cards in a hand total more than ten points, simply subtract
ten; the remainder is the baccarat point value of the hand. For
example: 8+8=16, which counts as a 6 in baccarat; and 8+9=17, which
counts as 7.
Third Card Rules
The following baccarat rule chart governs when the player and/or the
bank will automatically be dealt (i.e. "draws") a third card in the
Baccarat game:
Player
|
Point Value of First Two Cards |
|
|
0-1-2-3-4-5 |
Draws a card |
|
6-7 |
Stands |
|
8-9 |
Banker cannot draw |
Banker
Point Value of
First Two Cards |
Draws when the
player's third card is |
Does not draw
when the player's third card is |
|
0-1-2 |
Always draws a card |
- |
|
3 |
0-1-2-3-4-5-6-7-9 |
8 |
|
4 |
2-3-4-5-6-7 |
0-1-8-9 |
|
5 |
4-5-6-7 |
0-1-2-3-8-9 |
|
6 |
6-7 |
0-1-2-3-4-5-8-9 |
|
7 |
Always stands |
- |
|
8-9 |
Player cannot draw |
Player cannot draw |
Betting
Select the value of the chip you wish to bet with your left mouse
button. Then click the desired field on the baccarat table where you
wish to place your chip. If you want to change your bet before the
cards are dealt, click on the placed chip using your right mouse
button to remove it.
Winnings
|
Winning Wager |
Pays |
On the banker or the player
(However, if you win by betting
on the banker, the bank receives 5% commission.) |
1 to 1 |
|
On a tie |
8 to 1 |
| 
